Pay less with ALP

Companies offering too-good-to-be-true interest rates often make up for that discount with hidden fees.

We offer Australia’s most competitive car finance deals and proudly show all fees in a totally transparent obligation-free quote.

Get a quote today and make an informed decision.

Optimum vehicle replacement policy

So you can enjoy the flexibility of upgrading your vehicle before the term ends, we’ll let you know when you can do so without any out-of-pocket expenses.

Same-day approvals

Getting finance is quick and easy with same-day approvals so you can drive away sooner!

Flexibility

We’re totally fine with you paying out your finance early and won’t charge you ANY retained interest.

This can save you thousands if you need to sell your car sooner than expected.

Video Overview
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Pick An Amazing Option

For Your Private Use

MOST POPULAR

Consumer
Loan

Novated
Lease

Personal
Loan

New or used car
Fleet pricing on new cars
Car purchase GST-free
Can use car as security
No deposit required
Car registered to you
Early exit without penalty
Baloon/residual value
Save thousands on income tax via salary packaging
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Save thousands on your vehicle purchase and financing!

Over 20,000 happy customers Australia-wide since 2004

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In Case You're Wondering

What’s your interest rate?

Our interest rates are very competitive, but your individual circumstances may affect the rate you’re eligible for.

Any exit fees?

We minimise the chance that you’ll have any. However, some lenders do charge exit fees but have other benefits that suit you better. We’ll work with you to find out what suits you best.

Available payment options?

Given that you can’t pay credit with credit, most customers choose to pay via direct debit. However, we can setup BPAY if you would like.

Any monthly fees?

Our panel of lenders have products with and without monthly fees. Whichever lender you choose, we’ll ensure there’s no nasty surprises and the road to your new car is smooth.

Your perfect car finance deal is now available

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