's premium platinum finance products have no payout penalties, this is important to you because 75% of cars that are financed are paid out early. This should be the key factor when choosing finance for your next car.

Why do other Finance Institutions have payout penalties? The simple answer is "money"! This provides finance companies with a lucrative income stream and is the one area where they make enormous profits. Most Finance Institutions retain at least 70% - 80% of the remaining interest when the car is paid out; this is on top of the money you have already paid back.

In the event of an early termination on a product that does not have these no payout penalty features the unpaid interest is added to the payout figure which potentially could cost you thousands of dollars.

's vision is to not penalise drivers and we will always offer our "no payout penalties" products first. We understand in most cases it is these penalties that will limit future business opportunities between us.

All payout penalty wording is written within the terms and conditions (small print) of the contract. Look for discount interest rate, termination fees etc. These are examples of payout penalties. Remember it is a legal requirement to have written into the contract terms and conditions any forms of payout penalties.

Ask the finance provider or broker, what the payout penalty or retained interest is if you payout your car early. If they say there are none, then get it in writing. can give you access to finance where you pay absolutely no retained interest and no payout penalties.

's platinum quotes all have a payout schedule highlighting these benefits. If your quote does not have a payout schedule attached you are not getting the best finance product available.

Please contact one of our business manager on 1300 309 343 to discuss in detail the benefits of this feature when financing your next vehicle.