Consumer Loan (secured)

A Consumer Loan is designed for individuals who want to use their car mainly for private purposes, and for whom private ownership is important, Automotive Lease Packaging offers loans with or without balloon payments.

By utilising a balloon value you can reduce your payments considerably and improve your cash flow.

You can structure the monthly installments to suit individual budgetary requirements. By opting to place a deposit, or by nominating a final lump sum payment at the end of the finance term, you can conveniently decrease your monthly repayments, giving you greater security when managing your budget and planning your financial commitments.

Ownership is transferred to you as soon as the first payment is made, in exchange for security over the vehicle. This is discharged upon payment of the final installment.