Consumer Loan (secured)

A Consumer Loan is designed for individuals who want to use their car mainly for private purposes, and for whom private ownership is important. It offers loans with or without balloon payments.

By utilising a balloon value you can reduce your payments considerably and improve your cash flow.

You can structure the monthly installments to suit individual budgetary requirements. By opting to place a deposit, or by nominating a final lump sum payment at the end of the finance term, you can conveniently decrease your monthly repayments, giving you greater security when managing your budget and planning your financial commitments.

Ownership is transferred to you as soon as the first payment is made, in exchange for security over the vehicle. This is discharged upon payment of the final installment.

You may also be given the opportunity to re-finance your final lump sum payment at the end of the contract term.

Simple steps to get started

If you wish to get a quote or would like one of our friendly team to call you, please click 'Get a Quote' or 'Call Me' above and we will contact you at your convenience.