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Comprehensive Motor Insurance

Comprehensive car insurance cover provides for loss or damage to your vehicle, including legal liability for loss or damage to another person's property.

The vehicle is covered at Market Value. The only variation to this is if the vehicle is either:
  • Less than 2 years old, and has not travelled more than 40,000 kms, or
  • More than 2 years old but less than 3 years old, and not travelled more than 50,000 km,
in which case the policy will replace vehicle with a new replacement vehicle provided one is locally available and pay the registration & dealer delivery.
The following additional benefits are included as standard:
  • Fixed premium guarantee for the period of the lease (unless you have 2 or more at fault claims in any one period of insurance, you are convicted of a criminal offence, or you change/modify your vehicle)
  • Windscreen excess waiver (1 per year)
  • Hire Car Costs following theft - 21 days
  • Personal Effects - $2,000
  • Baby capsules & child seats - replacement cost
  • Emergency or Temporary Repairs - $500
  • Funeral Expenses - $5,000
  • Legal Costs for a Coronial Enquiry - $5,000
  • Removal of Debris - reasonable costs
  • Re-coding of locks and barrels after theft of keys - $1,000
  • Storage costs for your vehicle - reasonable costs
  • Towing Costs - reasonably incurred up to $500
  • Trailers - $1,000
  • Transport or accommodation when you are away from home - $500
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